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<blockquote data-quote="Wind7" data-source="post: 258024" data-attributes="member: 6388"><p>UPDATE</p><p></p><p>I had been receiving notices of insurance default from my mortgager and threatened with legalities</p><p>surrounding the fact that I had no insurance, (no thanks to unitrin or the state of MN Commerce whom protected my insurance co.</p><p>by saying it's "not a requirement to directly inform Minnesotans of impending insurance changes by using means</p><p>other than JUST snail-Mail!).</p><p></p><p>I had to get legal back, this time.</p><p></p><p>I went online constantly to assure my mortgage that they were properly informed by fax of these changes</p><p>on the 12th day of April by my Insurance Agent whom had the evidence of receipt of said fax.</p><p></p><p>I stayed in touch with my new insurance whom claimed that they NEVER received the escrow payment</p><p>from my (inept) mortgager or their respective escrow dept. WHEN...They actually DID SEND the payment.</p><p></p><p>Meanwhile mortgager sent me a Howler through the USPS that I was again in default of having no insurance!</p><p>But.....THEY PAID THE INSURANCE THROUGH MY ESCROW ACCOUNT....I guess they forgot, Eh??</p><p></p><p>I finally called my agent directly and said I was hiring a lawyer to get communication across to them BOTH!</p><p></p><p>Bottom line is,</p><p>mortgager is going through changes at the moment and have to move everything to the new domain(s)</p><p>and this is involving thousands of accounts....So my information became lost in the shuffle.</p><p></p><p>Not my problem....They threatened ME.</p><p></p><p>They were charging me for default insurance<u> they provided themselves....When, It wasn't needed!</u></p><p>Their respective departments were not communicating with each other at all</p><p>and they were threatening me??</p><p></p><p>After laying all my evidence on the table, I threatened to sue.</p><p></p><p>Miraculously....The correct payment reached my new insurance and</p><p>the changeover occurred on the 9th day of May, 2024.</p><p>Otherwise, I would have been in direct violation of Ins. Default on the 10th.</p><p></p><p>My insurance agent, whom had my back this whole time,</p><p>called me direct to inform that I am now fully insured.</p><p></p><p>FFS!!! What the h*ll has happened to communication with these so-called professionals ??</p><p></p><p>If you want something done....<em>You have to do it yourself.</em></p><p><em></em></p><p><em>It's been months of pure hell and I am delighted that it's over!!!!!!!</em></p></blockquote><p></p>
[QUOTE="Wind7, post: 258024, member: 6388"] UPDATE I had been receiving notices of insurance default from my mortgager and threatened with legalities surrounding the fact that I had no insurance, (no thanks to unitrin or the state of MN Commerce whom protected my insurance co. by saying it's "not a requirement to directly inform Minnesotans of impending insurance changes by using means other than JUST snail-Mail!). I had to get legal back, this time. I went online constantly to assure my mortgage that they were properly informed by fax of these changes on the 12th day of April by my Insurance Agent whom had the evidence of receipt of said fax. I stayed in touch with my new insurance whom claimed that they NEVER received the escrow payment from my (inept) mortgager or their respective escrow dept. WHEN...They actually DID SEND the payment. Meanwhile mortgager sent me a Howler through the USPS that I was again in default of having no insurance! But.....THEY PAID THE INSURANCE THROUGH MY ESCROW ACCOUNT....I guess they forgot, Eh?? I finally called my agent directly and said I was hiring a lawyer to get communication across to them BOTH! Bottom line is, mortgager is going through changes at the moment and have to move everything to the new domain(s) and this is involving thousands of accounts....So my information became lost in the shuffle. Not my problem....They threatened ME. They were charging me for default insurance[U] they provided themselves....When, It wasn't needed![/U] Their respective departments were not communicating with each other at all and they were threatening me?? After laying all my evidence on the table, I threatened to sue. Miraculously....The correct payment reached my new insurance and the changeover occurred on the 9th day of May, 2024. Otherwise, I would have been in direct violation of Ins. Default on the 10th. My insurance agent, whom had my back this whole time, called me direct to inform that I am now fully insured. FFS!!! What the h*ll has happened to communication with these so-called professionals ?? If you want something done....[I]You have to do it yourself. It's been months of pure hell and I am delighted that it's over!!!!!!![/I] [/QUOTE]
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