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<blockquote data-quote="Wind7" data-source="post: 257003" data-attributes="member: 6388"><p>Just got done firing off a letter to the MN Dept. of Commerce about their handling of domestic insurance</p><p>and of lack of proper communication to my household of the discontinuation of my home/auto insurance.</p><p>(They are one of many leaving the state of MN altogether and will no longer have Home/Auto coverage here.)</p><p></p><p>I have asked them, (my insurance co.), to never send me letters by way of the USPS because,</p><p>my home shares the exact same house number with two other homes just a very short distance away. (!)</p><p></p><p><strong>I NEVER received an official notice in the post or even online! (which is irresponsible.)</strong></p><p></p><p> So...I found out in the Twelfth Hour through my agency that,</p><p>my insurance were not renewing my policy leaving me 1 month to fix</p><p>a few problems before I could be insured by anyone new, without the $$ to do so!</p><p></p><p>I have been checking for every single loophole I can....And I did find a few.</p><p>According to county codes, I have now effectively made repairs and am open for becoming re-insured.</p><p></p><p>Fingers....Toes.....Arms....legs and eyes all crossed for better fortune ahead!</p><p></p><p>Bottom line-----There are several things happening with personal insurance companies leaving customers</p><p>to fend for themselves after dropping coverages and declaring bankruptcies.</p><p>Let's not get started on the cost of Principals and the ever increasing costs of having insurances.</p><p></p><p>To US occupants whom have personal insurance....Keep an eye on your documentation and</p><p>watch out for very increased payments ahead.</p><p></p><p>The insurance bankruptcies have only just begun according to my agent as their reinsurers start cutbacks.</p><p>If you think that you're not going to be affected by a disaster halfway across the nation....Think again.</p><p></p><p>Word.</p></blockquote><p></p>
[QUOTE="Wind7, post: 257003, member: 6388"] Just got done firing off a letter to the MN Dept. of Commerce about their handling of domestic insurance and of lack of proper communication to my household of the discontinuation of my home/auto insurance. (They are one of many leaving the state of MN altogether and will no longer have Home/Auto coverage here.) I have asked them, (my insurance co.), to never send me letters by way of the USPS because, my home shares the exact same house number with two other homes just a very short distance away. (!) [B]I NEVER received an official notice in the post or even online! (which is irresponsible.)[/B] So...I found out in the Twelfth Hour through my agency that, my insurance were not renewing my policy leaving me 1 month to fix a few problems before I could be insured by anyone new, without the $$ to do so! I have been checking for every single loophole I can....And I did find a few. According to county codes, I have now effectively made repairs and am open for becoming re-insured. Fingers....Toes.....Arms....legs and eyes all crossed for better fortune ahead! Bottom line-----There are several things happening with personal insurance companies leaving customers to fend for themselves after dropping coverages and declaring bankruptcies. Let's not get started on the cost of Principals and the ever increasing costs of having insurances. To US occupants whom have personal insurance....Keep an eye on your documentation and watch out for very increased payments ahead. The insurance bankruptcies have only just begun according to my agent as their reinsurers start cutbacks. If you think that you're not going to be affected by a disaster halfway across the nation....Think again. Word. [/QUOTE]
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